This edition has been formulated with the latest developments. The book contains chapters like Consumer Protection Act, Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, etc. Also the developments taking place over the years in the Banking Technology has been included. The changes that has taken place in banks like IDBI, ICICI, and UTI, Reserve Banks directives, regarding deposit accounts, investment policies, collection of cheaques, certificate of deposits, etc has been also included.