Law of Debt Recovery in India: From Default to Resolution

Law of Debt Recovery in India: From Default to Resolution is a comprehensive and well-researched guide to the legal and institutional framework governing debt recovery in India. It offers a structured understanding of the evolution of debt enforcement laws in the country, covering pivotal legislation such as the RDDBFI Act, 1993, SARFAESI Act, 2002, and the Insolvency and Bankruptcy Code, 2016. The book explains how these laws operate within India's financial ecosystem and examines the role of forums like Debt Recovery Tribunals (DRTs) and the Reserve Bank of India in regulating the recovery process. Written with clarity and precision, the text bridges doctrinal analysis with practical insights, making it an indispensable resource for both learners and practitioners.

Key Features:

• Detailed analysis of major debt recovery legislations including RDDBFI Act, SARFAESI Act, and the Insolvency and Bankruptcy Code.
• Covers institutional mechanisms such as Debt Recovery Tribunals, National Company Law Tribunals, and the role of the Reserve Bank of India.
• Explains procedural aspects of debt enforcement including borrower safeguards, remedies, and execution strategies.
• Includes discussion on alternative dispute resolution methods and the growing use of technology in the debt recovery ecosystem.
• Features real-world case references, evolving judicial interpretations, and policy insights for better practical understanding.

This book is ideal for legal professionals, banking and financial sector executives, insolvency practitioners, academicians, researchers, and law students seeking clarity and practical understanding of India?s debt recovery regime.