How to Spend Less ... Without Being Miserable

… the good news is that spending less doesnt have to make you miserable. In fact, you might actually start to quite enjoy some of it (trust me and hang on in there… I might just be telling you an unbelievable truth). Richard Templar Most of us know that we spend more than we should. But we struggle to actually do anything about it, mainly because the idea of spending less means missing out or depriving ourselves … doesnt it? Not according to Richard Templar.- He knows that, if youre clever about it, your life can be just as good and cost you less. With his usual mix of wit, wisdom and straight talking, Templar delivers cunning ideas on how to spend less, without taking any of the fun out of life. In fact, hed argue that your life is going to get a whole lot better when you know how to stop wasting money. You can stop worrying about what might be lurking in your next bank statement and just get on with the business of living.