Supreme Court on Insurance and Insurance Consumer Cases + Law of Insurance

Supreme Court on Insurance and Insurance Consumer Cases

This one-volume comprehensive and exhaustive Digest on the subject of Insurance and Insurance Consumer Cases is a complete source for the entire case-law on the subject, from 1950 till date* as laid down by the Supreme Court. Given the importance of Consumer Cases in this area, this Digest covers the entire case law on Insurance claims raised before the Consumer Forums as well.

The Digest has been conceived and planned on the time-tested SCC index system to enable the discovery of all the rulings, easily and quickly. Case-law has been digested under important topic headings like Contract of Insurance/Policy/Terms/Cover Note; Insurance Regulatory and Development Authority (IRDA); General Insurance; Life Insurance; Payment of Claim or Repudiation of Claim/Termination/Remedies/Relief; Taxation and Employment and Service Matters.

Further, Case-law has also been digested under all the important governing statutes like Insurance Act, 1938; Life Insurance Act, 1938; Life Insurance Corporation Act, 1956; General Insurance Business (Nationalisation) Act, 1972; Insurance Regulatory and Development Authority Act, 1999; Life Insurance Corporation (Amendment) Act, 1981; Life Insurance Corporation (Modification of Settlement) Act, 1976; General Insurance Business (Nationalisation) Amendment Act, 1985; General Insurance (Emergency Provisions) Act, 1971; Emergency Risks (Factories) Insurance Act, 1962; Emergency Risks (Goods) Insurance Act, 1962; Insurance Amendment Act, 1950; Public Liability Insurance Act, 1991; and thirteen Rules/Regulations/Ordinances/Schemes, etc.

The rulings have been arranged under both topic and statutory headings, interconnected by a well-planned cross-reference system supported by synopsis wherever necessary to make research of relevant rulings convenient. Another very useful feature of this Digest is that since digest notes on the same or similar points are naturally placed close to each other, by locating the digest notes on any known case from the Table of Cases Digested, other relevant rulings on that point can easily be located nearby. The regular features like cross-citations, annotations, Coram details, editorial notes, and comments also continue.

This systematic, analytical and comprehensive one-volume digest will be of immense use to the courts, legal professionals, and members of the Bench.

*The case-law covered in the digest is from 1950 to (2021) 11 SCC including (2020) 17 to 20 SCC.

Law of Insurance

Law of Insurance by Dr. Avtar Singh is an outstanding book which explains the Insurance Law in the most coherent and logical manner. The current third edition of the book has been thoroughly revised and updated with the latest case laws and contemporary developments in various spheres of Insurance Law.

The present book begins with a statement of the general principles affecting all forms of insurance. It then moves on to specific forms of insurance as life, fire, theft, marine, motor accident, personal accident, medical, etc. Powers and duties of a regulatory authority and the statutory framework of insurance have been discussed in detail. A separate chapter deals with the business of insurance from the perspective of consumer protection law. 

This edition thoroughly covers judicial contribution towards explanations of statutory provisions. For example, the concept of an accident and losses directly caused by it; the concept of public place for the purposes of law of insurance; whether insurance is a commercial transaction and any ambiguities have to be resolved in favour of the insured; whether an award can exceed the amount claimed, etc. Also the changes brought about by the Insurance Laws (Amendment) Act, 2015 have been discussed.