This Book Focuses, Though Various Papers Of Learned Contributors, The Main Challenges Before Indian Banking Sector During Postreform Period With A Decadal Analysis And Birds Eye Views. It Mirrors The Main Issues Like Restructuring, New Role In The Changed Scenario, Management Of Npas, Competition And Consolidation, Merger Process, Acceleration Of Productivity And Profitability, Assetliability Management Production Norms Improving Customer Service Ameliorating Public Grievances Proposed Basel Capital Accord, Riskmanagement Riskbased Supervision, Deregulation Interest Rates, Grant Of Financial Autonomy In The Area Of Credit, Entry Of Foreign Banks, Emergence Of New Private Banks, Universal Banking, Promotion Of Technology, Human Resource Policies, Postvrs Condition, Capital Adequacy Framework, Settlement Risk, Transparency Etc. Prevailing In The Present New Millennium In A Very Systematic And Comprehensive Manner And In A Simple Lucid, Critical And Analytical Style.This Book Shall Be Useful To All Concerned Especially To The Researchers, Teachers, Students Of Economics And Commerce And Employees Of Banking Sector, Policymakers Etc.