Banking Strategy, Credit Appraisal, and Lending Decisions: A Risk-Return Framework Second Edition

This book provides a thorough analysis of capital strategies, asset-liabilities management, and lending strategies within the overall framework of a lending organisation. This revised edition discusses topical issues such as the impact of capital regulation on the risk attitude and profitability of banks, strategies to protect banks from a liquidity crisis, and the need for a portfolio approach in developing models for credit exposure and loan management. It is essential reading for researchers, aspiring and practising chartered accountants, bankers, financial analysts, and credit managers.